Employee Benefits

 


The Central Oregon Intergovernmental Council serves the local governments of Central Oregon, providing regional collaboration, efficiencies and service delivery for a stronger local economy and quality of life.”


EBMS

Deschutes County and COIC are Self Insured.  EBMS is the third party administrator for Deschutes County Employee Benefit Plan.

EBMS can be contacted by phone at 1-800-777-3575.

Deschutes County and COIC offers eligible employees a comprehensive health plan that covers medical, prescription, dental, and vision coverage for employees and their eligible dependents at a minimal cost.  You will not be excluded from the health plan offered by the County because of pre-existing conditions.

Coverage becomes effective the first of the month following 1 month of employment, subject to adjustment for unpaid leaves during 1 month waiting period.  All benefit eligible full-time employees of Deschutes County and COIC can enroll in the Standard Health Plan.  The High Deductible Health Plan is available for all benefit eligible part-time employees of Deschutes County and COIC. See the Deschutes County Employee Benefit Plan Handbook and plan summaries for details.

COIC/Deschutes County Health Benefits


COBRA

If you lose your eligibility for COIC/Deschutes County medical, dental, or vision coverage, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) gives you the option of continuing your coverage for a limited period of time. COIC/Deschutes County does not contribute to the cost of your coverage under COBRA.

Under COBRA, Deschutes County will notify you in writing if you are no longer eligible for your existing medical, dental, or vision plan coverage. Within 60 days of this notification or within 60 days of your loss of coverage (whichever is later), you have the option of continuing coverage at your cost for a limited period of time. COBRA is a transition solution to cover you until you enroll in a new medical plan. EBMS administers the program for COIC/Deschutes County.  Contact EBMS at 1-800-777-3575 with additional questions regarding COBRA.

Eligibility

You are eligible for COBRA coverage if you were enrolled in a COIC/Deschutes County health, dental, or vision plan and have lost your eligibility because of a change in employment status or certain other life events:

  • end of COIC/Deschutes County employment
  • reduction in work hours to ineligible status
  • layoff from COIC/Deschutes County
  • change in employment to ineligible job category
  • death of spouse
  • divorce
  • change in child’s eligibility
Who and What COBRA Covers

In keeping with federal law, the COIC/ Deschutes County COBRA Plan gives each individual covered under the health plan an independent right to continue the same coverage they were enrolled in before they lost eligibility. COBRA coverage is subject to all the same deductibles, exclusions, limitations, and other provisions as the terminated coverage.

For most eligible individuals, COBRA coverage ends 18 months after the date on which existing COIC/Deschutes County Health Plan coverage is lost. You or individuals covered under your health plan may qualify for a longer period of COBRA coverage under the following conditions:

  • If you find yourself without coverage because of divorce, separation, or the death of a spouse, you are eligible for 36 months of COBRA coverage.
  • Dependent children who lose eligibility are eligible for 36 months of COBRA coverage.
COBRA Enrollment and Payments

To receive COBRA coverage, you must enroll within 60 days of receiving written notice from the COIC/Deschutes County Plan administrator, EBMS, that you are no longer eligible for your existing COIC/Deschutes County Employee Health Plan, or within 60 days of losing your coverage, whichever is later.  You enroll in the COBRA plan by returning the Election Form mailed to you by the COIC/Deschutes County Plan administrator, EBMS.

Your first payment is due within 45 days of signing this form. The amount of your first payment must cover the cost of all the months that have elapsed between the end of your COIC/Deschutes County Health Plan coverage and the date you sign the Election Form. Each subsequent payment is due on the first day of the month for the coming month’s coverage.  If EBMS does not receive your monthly payment within 30 days after the due date, your COBRA coverage will be terminated and will not be reinstated.


Deschutes Onsite Clinic (DOC)

MAKING HEALTHCARE EASIER FOR PEOPLE WITH A LOT GOING ON

The DOC provides a wide range of health & wellness services, including treatment for illnesses and injuries, exams, labs, immunization and other services. The DOC offers convenient hours, same day appointments and no out-of-pocket cost to patients.

Although the DOC is not a walk in urgent care clinic, the staff will make every effort to accommodate your appointment request.

Scheduling an appointment is easy! Simply call (541) 317-3189, stop in, or book online using the Medcor Patient Portal.

CLINIC HOURS

Monday 7:00 a.m. – 5:00 p.m.
Tuesday 8:00 a.m. – 6:00 p.m.
Wednesday 7:00 a.m. – 5:00 p.m.
Thursday 8:00 a.m. – 6:00 p.m.
Friday 8:00 a.m. – 5:00 p.m.
Saturday 9:00 a.m. – 1:00 p.m.

HOLIDAY HOURS

Closed Thursday, November 24th 9Happy Thanksgiving)
Closed Friday, November 25th
Open Saturday, December 24th (Christmas Eve)
Closed Monday, December 26th (Christmas Holiday)
Open Saturday, December 31st (New Years Eve)
Closed Monday, January 2nd (New Year Holiday)

Anyone enrolled in the County Employee Benefits Plan, including employees (and their dependents) of Deschutes county or COIC, retirees, and people enrolled in COBRA coverage may use the Deschutes Onsite Clinic (DOC)DOC Pharmacy, and Well Connect. The clinic practitioners will see adults and children (ages five years and older for Well Child Appointments, ages two years and older for sickness).

DOC services are not available to the general public. Please visit the Deschutes County Health Services department for services offered to the public.


CIGNA

CIGNA INSURANCE CERTIFICATES

Group Accident Insurance (Employer Paid & Voluntary)

Group Voluntary Insurance (Personal Accident)

Group Long Term Disability (Employer Paid)

Group Life Insurance (Employer Paid & Voluntary)

The Life Assistance Program is offered to all COIC employees.


PacificSource – Flexible Spending


OREGON SAVINGS GROWTH PLAN (OSGP)


PERS

PERSPECTIVES NEWS LETTERS

BENEFICIARY FORMS